All posts by Tom Koller

What is Cryptocurrency?

What is Cryptocurrency?
Cryptocurrency, also known as Bitcoin, is a new form of digital currency. Its main function is to
function as a medium of exchange HeroPark. Unlike fiat currencies, cryptocurrencies are decentralized
and cannot be hacked. As a result, it is considered to be safe and secure. But what is a
cryptocurrency? What is its purpose? What is it and how can you use it? We will discuss this in
more detail below.
Digital Currency vs Cryptocurrency: What's the Difference?
Cryptocurrency is the most popular form of electronic currency on the Internet. It is fast, secure,
and free of central authority control. It is also cheap, and prices of cryptocurrencies continue to
climb. Its underlying technology, blockchain, is a complex technical process. But cryptocurrency
is not for everyone, and there are risks involved. For example, Bitcoin has doubled in the last
three years. Similarly, Ethereum has the ability to create smart contracts that automatically
execute when certain terms are met.
A cryptocurrency is a digital file that can be sent or received without a middleman. A
cryptocurrency user receives funds from another user, and the recipient receives the funds. A
cryptocurrency user is assigned a public address that is unique to him and only he knows it. This
unique public address is also used to store and manage the recipient’s funds. It can be stored on
a computer or on a mobile device.

Cryptocurrency — the time to act is now - The Hindu BusinessLine
A cryptocurrency can be traded in various ways. The most popular means of storing it is by
buying and selling them. It can be used for payments and savings. The value of a cryptocurrency
can rise or fall dramatically. However, it is unlikely to outgrow the fiat currency – it will be worth
thousands of dollars in ten years! The value of a single bitcoin will be depreciated by a factor of

ten, or a little more in a decade.
While some governments have banned the possession of cryptocurrencies, many others have
taken steps to prevent them from doing so. For example, China has banned cryptocurrencies,
but this has since been dropped. The government has been monitoring cryptocurrency activity
since the start of the year. A lot of people have been asking how these currencies work. A
bitcoin is a virtual version of a real coin. An anonymous person can buy and sell a bitcoin without
a bank’s help.
Cryptocurrency has a number of uses. It can be a form of investment, a means of purchasing
goods, or a means of payment. It can be accessed by anyone with access to the internet.
Because it is decentralized, it can’t be manipulated by any central authority. This makes it a safe
and secure way to invest in cryptocurrencies. And it provides a level playing field for everyone.

Co-Working Space: Increasing The Productivity Of Individuals

Co-Working Space: Increasing The Productivity Of Individuals

The person on the front seat beside the driver is advised to avoid sleeping. This is because humans tend to work according to the environment they are in Virtual event organizer. If the person beside the driver will be lethargic, the chances are that the driver also starts feeling sleepy. Similarly, if you are a freelancer and working in your home alone, you might start feeling low at some point. On the other hand, if you start working around motivated individuals, you will automatically feel boosted. This entire thought brings up the theory of co-working space. We will learn about it in the upcoming paragraphs.

Coworking Productivity Tips To Improve Your Business - Young Upstarts

History of Co-working space

Co-working space is a new concept that can be traced back to the 90s. Let us look at how it spread throughout the world.

  • 1995: Hackers founded the first Co-working space in Berlin, the capital city of Germany. The idea was developed to share space, thoughts, and information with those who became members.

In the same year, a software company from New York opened a flexible desk setting. Bernard DeKoven was the first person to use the word  co-working space, meaning ‘working together as equal.’

  • 2002: In Schraubenfabrik, the first Co-working area was established as a community center for enterprises. Later on, it expanded to involve freelancers and other professionals working with laptops and cell phones. This marked the beginning of the local network of co-working spaces.
  • 2005: Brad Neuberg from San Francisco believed that business centers and home offices are unproductive and unprofessional workspaces. Hence he established a Co-working space in San Francisco, proving free wifi, desks, shared lunches, massage, and meditation. It closed and reestablished after a year with the name of Hat Factory. A London based franchise network opened 40 Co-working spaces in five continents.
  • 2006: Hat factory that use to work till 5:45 sharp changes into full time-space. The co-founders were Brad Neuberg, Chris Messina, and Tara Hunt.
  • 2007: The word Co-working first appeared in the Google database. Afterward, the search extended tremendously.
  • 2008: The first Co-working conference was planned for the first time in Brussels in 2010. The Co-working visa started, which allowed users to work in different working spaces to visit other working spaces for free. Cubes and Crayons, a Co-working space, started a children facility for children a few months younger than preschoolers.
  • 2009: The first official Co-working space was started in Germany.
  • 2010: Until this time, 600 co-working space worked worldwide, with almost half of them in North America.
  • 2011: Large enterprises begin to recognize the idea of Co-working spaces and started to open their own specially designed for the corporate world.

After this, the Co-working industry never turned back and began to unfold like a web. Now it is important to understand what Co-working space is.

Should Your Small Business Consider a Coworking Space? | The Motley Fool

What is a Co-working space?

Co-working spaces are specially designed areas with an ambition to provide a working environment for the people working in their home with laptops. It is a neutral space used by people working on different projects or projects in a group. Initially, it was used mostly by freelancers, but with time it attracted more and more audiences. Let us look at the benefits a Co-working area yields.


Benefits of the Co-working area

  • Motivation: When you are in a Co-working space among driven people, you will feel more productive. It will help you to remain motivated most of the time.
  • Community: If you are working among a few peoples regularly, you will develop a sense of togetherness to make a community. A community will always help each other succeed to a level beyond limits.
  • Flexibility: The Co-working areas provides flexible deals instead of the long term lease. It is best for startups or freelancers working independently.
  • An outside atmosphere: In the lockdown, we all experienced the drawbacks of work from home. Hence, the co-working space provides an opportunity to work far from the home atmosphere.
  • Networking: By meeting a bunch of people regularly, you will develop a huge network. This can help you in many ways.

The concept of Co-working is a boon for people who feel distracted at work from home. But with co-working spaces, you can select a perfect space for your work according to your comfortable location, budget, and work environment. This helps people to yield maximum output. It increases once productivity.

Gaming Online: What Parents Need To Know

Gaming Online: What Parents Need To Know
An online game is an online interactive game that either primarily or partially is played over the
Internet or some other computer network accessible worldwide. Online games are often played
by large numbers of players simultaneously hero park coin. Some of them are single player games and the
others are multi player games, which require two or more players to work together to finish a
game. The object of the game is to earn points or “earned credits” that can be used to buy
various items and tools for playing the game.

With children off school and gaming online, parents face shock bills |  Money | The Guardian
Gaming consoles such as Xbox, Play Station, Wii, etc. are the most popular gaming consoles
that enable players to enjoy gaming online on the internet. They allow players to play the video
games using special game controllers. Video game consoles differ from personal computers in
many ways. For example, whereas PCs can be configured to enable players to use wireless
internet routers to connect to the gaming servers, gaming consoles cannot be configured so that
they can use such protocols as WEP or Kerbal. In addition, a video game console has a memory
and graphics chip that can only be accessed by having an installed copy of the game for the
system, whereas personal computers have a general memory that can be accessed by any
software application that has been written to run on the PC.
One of the most interesting characteristics of Internet gaming is that it appeals to a wide range of
people. From teenagers who love super hero games to adult users who want to have a good
time on the World Wide Web, everyone is able to participate. One reason why online gaming is
so popular is that it is very affordable. Young people are spending hundreds of dollars per month
on internet gaming accounts. Some even pay thousands of dollars per month for a high quality
gaming internet connection.

Gaming: What Parents Need To Know -
Another reason why Internet gaming online is so popular is that anyone can play the same
games whether he has a wired or wireless internet connection. This has led to the development
of apps that run on mobile phones, PDAs and smart phones. For example, a multiplayer racing
game on a smartphone can let the player take his phone and play the game while commuting to
and from work in the subway or bus. Likewise, a social networking game for a tablet PC lets the
player socialize with other players all over the world while she is playing video games on her
It is important to realize that there are dangers related to playing online. Just like playing
multiplayer games on the internet, some online gaming websites may have user ratings where
children aged twelve and below can be rated based on their popularity. While these ratings are
certainly a helpful tool in terms of helping parents know what their children are up to, they should
be used with caution. Moreover, the very same children who are being rated may also be
participating in organized online games where they can be targeted for bullying.
The problem is not so much an issue of internet safety as it is an issue of business ethics. Many
in-app purchases are made in the name of entertainment and fun, but the purchase of items in
the name of obtaining in-game currencies such as crates and loot boxes heightens the risk for
abuse. A single instance of in-app purchases to obtain weapons or boosts to climb higher in the
rankings can easily result in the destruction or theft of a parent’s mobile device. To prevent this
kind of harassment, and to ensure the safety of its children, every gaming online service provider
must make it mandatory for all purchasers of in-app purchases to accept usage of credit cards

and for all users to be bound by the terms and conditions of these platforms.

Retail Marketing Strategies For Attracting Customers


ทุกธุรกิจต้องการเทคนิคที่ดีที่สุดในการเพิ่มรายได้ บริษัทต่างๆ ต้องใช้กลยุทธ์ทางการตลาดที่เหมาะสมในการยกระดับการจดจำแบรนด์ในหมู่สาธารณะ มีกลยุทธ์มากมายที่คุณสามารถเลือกได้ smart film pdlc เจ้าของร้านค้าปลีกต้องการเทคนิคที่ดีที่สุดในการขายผลิตภัณฑ์ของตนอย่างดีที่สุด องค์ประกอบหลักสำหรับการตลาดค้าปลีกมีดังต่อไปนี้:

  • สินค้า – เป็นสิ่งที่ร้านค้าปลีกพยายามขายให้กับสาธารณะ
  • ราคา – สิ่งแรกที่ลูกค้าพิจารณาคือราคา การให้ส่วนลดเพิ่มเติมยังบัญชีภายใต้นี้
  • Place – ตำแหน่งที่ขายสินค้าเพื่อดึงดูดลูกค้าจำนวนมากขึ้น
  • การส่งเสริมการขาย – การขายสินค้าโดยใช้กลยุทธ์ที่เหมาะสมสามารถส่งเสริมธุรกิจได้และอยู่ในหมวดหมู่นี้

การทำความเข้าใจองค์ประกอบข้างต้นอย่างดีที่สุดสามารถลากบริษัทของคุณไปสู่จุดสูงสุดได้ นี่คือกลยุทธ์บางส่วนที่ผู้ค้าปลีกสามารถใช้เพื่อเพิ่มรายได้ของบริษัท:

How to Optimize a Retail Marketing Strategy to Attract More Customers


ร้านค้าปลีกทุกแห่งต้องวิเคราะห์ก่อนว่ากลุ่มผู้มีโอกาสเป็นลูกค้าอาศัยอยู่ที่ใด มันไม่ได้หมุนรอบที่อยู่อาศัยของพวกเขา แต่ทั้งหมดเกี่ยวกับวิธีที่พวกเขาดึงดูดใจให้ซื้อของในร้านค้าของคุณ Chiefway Smart Film ในขณะที่ร้านค้าใช้จอแสดงผลและความคิดริเริ่มในร้านค้า ให้ค้นหาว่าร้านค้าเหล่านี้ถูกดึงดูดด้วยแม่เหล็กเพื่อซื้อผลิตภัณฑ์หรือไม่ หากได้ผล การปรับปรุงก็สามารถเพิ่มยอดขายได้เช่นกัน มีหลายด้านที่ต้องพิจารณา เช่น การเข้าชมเว็บไซต์

อินเทอร์เน็ตได้นำทุกสิ่งมาสู่ประตูบ้าน และหลายคนกำลังค้นหาผลิตภัณฑ์และบริการทางออนไลน์ ดูออนไลน์หากลูกค้าสนใจที่จะท่องเว็บเพื่อหาข้อมูลและเพิ่มเครื่องเทศเพื่อดึงดูดพวกเขา นอกจากเว็บไซต์แล้ว เรายังสามารถดูโซเชียลมีเดียได้เช่นเดียวกับที่หลายๆ คนใช้งาน การกำหนดเป้าหมายลูกค้าด้วยการบอกปากต่อปากยังสามารถส่งผลกระทบในเชิงบวกและเลือกลูกค้าที่เหมาะสมกับประเภทผลิตภัณฑ์ของคุณ

Retail Marketing Strategies For Attracting Customers – manual-fa

ใช้โซเชียลมีเดียและการตลาดผ่าน SMS

เนื่องจากการใช้อินเทอร์เน็ตเพิ่มมากขึ้น การกำหนดเป้าหมายผู้ชมผ่านเทคโนโลยีจึงกลายเป็นสิ่งจำเป็น พวกเขารับรู้ถึงแบรนด์หรือผลิตภัณฑ์เมื่อใช้โซเชียลมีเดีย นั่นคือเหตุผลที่ร้านค้าปลีกทุกแห่งสามารถพิจารณาโปรโมตผลิตภัณฑ์ของตนผ่านโซเชียลมีเดีย และเทคนิคการตลาด SMS จะทำงานหลังจากรวบรวมหมายเลขโทรศัพท์มือถือของผู้มีโอกาสเป็นลูกค้า เมื่อได้รับอนุญาต บริษัทต่างๆ สามารถส่งข้อมูลอัปเดตได้

ช่วยในการส่งเสริมบริการและผลิตภัณฑ์ไปยังผู้ชมที่มีศักยภาพ การรับรู้ถึงตราสินค้าเป็นปัจจัยสำคัญที่ต้องอยู่ในระดับสูงสำหรับการปรับปรุงยอดขาย การใช้สิ่งอำนวยความสะดวกอินเทอร์เน็ตและคุณสมบัติมือถือสามารถช่วยในการปรับปรุงรายได้ของบริษัท บุคคลมักจะแนะนำให้เพื่อนของเขาสร้างแบรนด์โดยใช้โซเชียลมีเดีย เลือกแพลตฟอร์มที่เหมาะสมสำหรับการแสดงภาพยอดขายที่เพิ่มขึ้น

ร้านค้าปลีกใดๆ จะต้องมีความเข้าใจในผลิตภัณฑ์ ราคา สถานที่และโปรโมชั่น ซึ่งเป็นองค์ประกอบสำคัญของการตลาดค้าปลีก ลูกค้าจะชอบซื้อของในร้านค้าของคุณหากพวกเขาพบว่าเทคนิคการตลาดของคุณเหมาะกับพวกเขา ส่งเสริมผลิตภัณฑ์โดยใช้เทคนิคการชุบสังกะสีเพื่อดึงดูดลูกค้าทั้งในประเทศและทั่วโลก ใช้แพลตฟอร์มอินเทอร์เน็ตอย่างชาญฉลาด และนำธุรกิจของคุณไปสู่อีกระดับ

Documentary Credit: The Preferred Method For International Transactions

Documentary credit is a payment technique that facilitates and secures international transactions. Concretely, a bank undertakes, on behalf of its client (the importer), to pay the price of goods or services to a beneficiary (the exporter) within a specified period; in return, the exporter sends a remittance of previously agreed and compliant documents proving the value and shipment of the goods or services.

Documentary credit, also called a credoc, is used when the amounts of the transaction are very large or when one of the parties has doubts about the morality or solvency of the other. In this way, it makes it possible to secure international transactions and constitutes a guarantee for the exporter and the importer .

Note: the documentary credit system is a separate transaction from the sale of goods and the transport contract.

Which companies are the documentary credit for?

Thanks to its worldwide use and its reliability, documentary credit has become the most widely used means of inter-professional payment in France. Created to secure international commercial transactions, it is particularly suitable:

  • companies that carry out commercial transactions with so-called “risky” countries or with new customers ;
  • companies that export tailor-made products ;
  • companies that do not have a credit insurance contract to cover their export customers. Thus, the credoc offers a high level of guarantees with the intervening banks. On the importer side, he ensures that payment is made only on condition that the seller respects his contractual commitments. For the exporter, it is guaranteed to be paid on time.

Note: the effectiveness of the payment transaction depends as much on the reliability of the banks as on compliance with formalism. Before opening a credoc, the instructions must be clearly detailed and scrupulously checked at each stage of the operation.

Documentary Credit Stakeholders

Generally, four main players are involved in a documentary credit operation: the importer (the buying client), his bank (the issuing bank), the exporter (the seller) and his bank (the advising bank). A fifth speaker can sometimes be called upon: a confirmation bank.

  1. The originator. As a buying client, it is he who initiates the credit transaction. It is also up to the importer to give the instructions for opening the documentary credit.
  2. The issuing bank. It opens the credoc at the request of the importer. In most cases, it is located in the buyer’s country and opens the documentary credit.
  3. The advising bank (of the seller therefore). It communicates with the issuing bank (of the buyer) and notifies the beneficiary of the documentary credit transaction. It is in principle located in the seller’s country without making any payment commitment to the latter. It can be the confirming bank if it confirms the documentary credit.
  4. The seller (or exporter) is the final beneficiary of the payment. It is in his favor that the documentary credit is opened.
  5. The confirmation bank . It sometimes happens that a third bank interferes in a documentary credit operation: the confirmation bank. Solicited by the issuing bank, its role is to guarantee payment to the beneficiary, that is to say to the seller. The exporter has the option of specifying this on the sales contract to reassure the buyer. This way, if one of the parties is located in a country where exchange restrictions exist for example, then the exporter will have more confidence in the transaction. By going through financial institutions as trusted third parties, the parties transfer the risk of conflicts to neutral partners.

With irrevocable and notified credit, the risk increases depending on the political or economic context of the exporting country. In a situation of force majeure (political unrest, economic or social crisis, etc.), the seller’s bank does not guarantee payment.

Promissory note: understand everything about this bill of exchange

Like the bill of exchange , the promissory note is part of IOUs and more specifically of the category of commercial paper . This financial document therefore represents a means of commercial payment, generally used by small and medium-sized enterprises, craftsmen or traders.

Concretely, it is a writing written by the subscriber (drawer or debtor) who undertakes to pay the drawee, ie the beneficiary, a predefined amount and on a date set upstream. Please note: a promissory note cannot have an expiry date of more than three months.

The promissory note differs from the bill of exchange in one aspect, here it is the subscriber who assumes responsibility for the payment and who undertakes to honor it. Also, it can be produced in two distinct formats: either paper or dematerialized in the form of a statement written on a magnetic strip.

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Promissory note and BOR: what’s the difference?

The BOR or promissory note raised is a dematerialized note . It is more precisely a computer file, in a format defined with the bank and teletransmitted between the subscriber and his bank.

Good to know: The raised promissory note (BOR) and the raised bill of exchange (LCR) are generic names assigned to respectively qualify the promissory note and the bill of exchange, exchanged in the form of a computer record.

The different types of promissory note

There are several forms of promissory note:

  • Informal or personal : in this context the promissory note can be used between members of the same family.
  • Commercial : in the context of a commercial relationship, they are based on a certain formalism with the related specific conditions.
  • Investment : a company can issue this type of financial document for raising capital for example, which can also be sold to other investors.

Another significant interest in relation to the bill of exchange, since the promissory note is written as a promise by the debtor to settle an amount on a named date, the creditor who endorses the note therefore does not have to guarantee or guarantee. wondering about the debtor’s acceptance, since it is the distributed title that guarantees the debtor’s acceptance.

An endorsement of a promissory note can be made for the benefit of the drawer as to cancel his own debt, but also of the drawee or a third party. In the event that the drawee wishes in return to transmit a promissory note, the holder must re-sign the document, but this time as an endorser, before returning it to an endorser.